Expat health insurance is available in most countries of the European Union (EU). It isn’t available in Poland, in Iceland, Liechtenstein, Norway, or Switzerland, or in countries outside the European Union (EU) except Monaco. If Expat health insurance isn’t available in your destination country, you can check out our international health insurance instead.
Which countries is Expat health insurance available in?
Expat health insurance is available in the following countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Monaco, the Netherlands, Portugal, Romania, Slovakia, Slovenia, and Sweden. You can sign up for Expat health insurance for one of these countries if it’s your new country of residence, the country issuing your residence permit or visa, or a country where you plan to stay for a few weeks or months without needing a visa or residence permit.
If your destination country is Germany, France, or Spain, refer to the dedicated help center collection for that country instead.
Which countries isn’t Expat health insurance available in?
Expat health insurance isn’t available in the following countries, so you can't select them at sign up. This applies whether the country is your new country of residence, the country issuing your residence permit or visa, or a country where you plan to stay for a few weeks or months without needing a visa or residence permit:
Expat health insurance isn’t available in Poland, even though Poland is part of the European Union (EU). Our Expat health insurance doesn’t meet the requirements for Polish visas and residence permits, because Polish authorities require health insurance to pay healthcare providers directly and our Expat health insurance claims process is reimbursement-based.
Expat health insurance isn’t available in Iceland, Liechtenstein, Norway, or Switzerland, even though they’re part of the Schengen Area, because they are not part of the European Union (EU).
Expat health insurance isn’t available in the United Kingdom or any country outside the European Union (EU), whether in Europe or elsewhere, except Monaco.
What can I do if Expat health insurance isn’t available in my destination country?
If Expat health insurance isn’t available in your destination country, you can check out our international health insurance to see whether it fits your situation and get a quote.