Expat health insurance is available to people who have recently relocated to a country of the European Union and aren't yet eligible for the public healthcare system of that country, as well as short-stay visitors and part-time residents. Coverage can be used for up to 5 years from your arrival in that country, after which you need to switch to the public health insurance, or move to a long-term plan. People who have lived in their destination country for more than 5 years, people aged 75 and over, and professional athletes are not eligible.
Who is eligible for expat health insurance?
You can apply for our expat health insurance if you fall into one of the following categories:
You've recently relocated to a country of the European Union and need health coverage before becoming eligible to join the public healthcare system of that country.
That includes if you previously lived in that EU country, left it, and are considering returning
You're staying in your destination EU country on a short-term basis as a visitor or part-time resident, and you don't plan to establish permanent residency.
You're an EU citizen who has never lived in your destination EU country, and you're staying in the country temporarily.
You've lived in your EU country of residence for less than 5 years, and you need proof of health coverage to renew your visa.
Who isn't eligible for expat health insurance?
Our expat health insurance is not available to the following groups:
People who have lived in their EU country of residence for more than 5 years.
People aged 75 and over.
Professional athletes.
How long can I use expat health insurance?
You can use our expat health insurance for up to 5 years from your arrival date in your current EU country of residence. After 5 years, if you plan to continue living in that country, you need to either switch to the public health insurance of that country, or move to a different plan.