Expat health insurance is available in selected European countries to people who've recently relocated and aren't yet eligible for the local public healthcare system, as well as short-stay visitors and part-time residents. It covers you for up to 5 years from your arrival date, after which you need to switch to the local public health insurance system or move to a long-term insurance. People who arrived more than 5 years ago, people aged 75 and over, and professional athletes aren't eligible.
Who is eligible for Expat health insurance?
Expat health insurance is available in countries of the European Union. You can apply if any of the following applies to you:
You've recently relocated to a new country in the European Union and need coverage before you're eligible to join the public healthcare system.
You previously lived in that country, left, and are considering returning.
You're staying in your destination country temporarily, as a visitor or part-time resident, and you don't plan to establish permanent residency.
You're an EU citizen who has never lived in that country of citizenship and you're staying there temporarily.
You arrived less than 5 years ago and need proof of health coverage to renew your visa.
Who isn't eligible for Expat health insurance?
Expat health insurance isn't available to:
People who arrived more than 5 years ago.
People aged 75 and over.
Professional athletes.
How long can I use Expat health insurance?
You can use Expat health insurance for up to 5 years from your arrival date. After that, if you plan to continue living in the same country, you need to either switch to the local public health insurance system or move to a different plan.