Expat health insurance is designed to meet the health insurance requirements for visa and residence permit applications in the European countries we insure. It includes inpatient and outpatient care, unlimited reimbursement for a new sickness with at least €30,000 guaranteed, repatriation, pandemic coverage, and coverage for temporary trips to other EU and Schengen countries. You can download a stamped and signed Visa & immigration letter from your Feather account right after you sign up. We can't guarantee that a specific consulate or immigration office accepts these documents, so we recommend checking your requirements with official sources.
Does expat health insurance meet the health insurance requirements for visas and residence permits in Europe?
Expat health insurance is designed to meet the health insurance requirements for visa and residence permit applications in the European countries we insure. Thousands of our customers have used expat health insurance for their visa and residence permit applications. We can't guarantee that a specific consulate or immigration office accepts your expat health insurance, so we recommend checking your requirements with official sources. To see which visa types and residence permits our customers commonly use expat health insurance for in each country, see Which visa types and residence permits can I use expat health insurance for in each European country?
What coverage does expat health insurance include for visa and residence permit applications?
Expat health insurance includes the coverage that visa and residence permit authorities in Europe typically ask for:
Your policy covers inpatient and outpatient care, including emergency medical assistance, hospitalization, surgeries, medical consultations, and diagnostic tests.
Your policy has no reimbursement limit for a new sickness, which guarantees a minimum of €30,000 of coverage.
Your policy covers emergency and pain-relieving dental treatment.
Your policy includes pandemic coverage.
Your policy has no annual deductible.
Your policy covers medical repatriation in case of severe sickness and repatriation of remains in case of death.
Your policy covers you in the country you're insured in and on temporary trips to other EU and Schengen countries.
Your policy is valid for 12 months and is renewable.
Your policy has no termination clause tied to you reaching a certain age, changing your residence permit, or losing your residence permit.
Expat health insurance isn't travel insurance.
The terms and conditions in your Feather account set out everything your expat health insurance policy includes and excludes. For a full breakdown, see What does expat health insurance cover?
What does the Visa & immigration letter for expat health insurance list?
The Visa & immigration letter is a stamped and signed document that lists the visa and residence permit requirements your expat health insurance policy meets. In some countries, the letter is called the Visa compliance confirmation letter, the Letter to the Immigration office, or the Immigration Compliance Letter. Every Visa & immigration letter lists your name, policy number, policy start date, and these requirements:
Your policy has no reimbursement limit for a new sickness, which guarantees a minimum of €30,000 of coverage.
Your policy covers emergency medical assistance, hospitalization, surgeries, and inpatient and outpatient medical care.
Your policy covers repatriation in case of severe sickness or death.
Your policy includes pandemic coverage.
Your policy covers temporary trips to EU and Schengen countries.
Your policy has no termination clause tied to you reaching a certain age, changing your residence permit, or losing your residence permit.
Each country's Visa & immigration letter is adapted to local requirements. Some countries' letters state a higher guaranteed minimum, describe the policy term differently, or list extra requirements, such as emergency dental care or no deductible.
How do I get my Visa & immigration letter for expat health insurance?
You can download your Visa & immigration letter from your Feather account right after you sign up for expat health insurance. The Visa & immigration letter is in English and, for most countries, also in the local language.
What if I've been asked for a health insurance requirement that isn't listed?
Visa and residence permit requirements vary by country and by individual case, so authorities might ask for a requirement that this article doesn't list. The full coverage details for expat health insurance are in What does expat health insurance cover? You can contact our support team for more assistance or additional resources.
Where can I check the health insurance requirements for my visa or residence permit?
We can't guarantee that a specific consulate or immigration office accepts your Visa & immigration letter or any extra country-specific document. We recommend checking your visa or residence permit health insurance requirements with official sources to avoid delays:
The consulate or embassy of your destination country publishes the latest health insurance requirements on its official website, and you can contact it directly to confirm details.
Immigration lawyers or visa consultants can confirm what your visa type needs if your case is complex.