Our expat health insurance is designed to meet the visa and residence permit requirements set out below. Your policy includes uncapped medical coverage, no annual deductible, and no waiting period in most cases. A stamped and signed insurance certificate listing the covered requirements is available to download in your account in both the local language and English immediately after sign-up.
What visa requirements does expat health insurance meet?
Our expat health insurance has been used successfully for visa and residence permit applications by thousands of customers worldwide.
These are the typical requirements we see for visa and residence permit applicants across Europe:
We are a private insurer authorized to operate in your selected country
Full inpatient and outpatient coverage (hospitalization, medical consultations, surgical and outpatient procedures, emergency care, and diagnostic tests), including psychiatry for mental health and STDs
Emergency and pain relieving dental treatments
Unlimited medical coverage (minimum coverage of €30,000 / €35,000 / €100,000 is therefore guaranteed)
Coverage valid across the entire Schengen area
Pandemic coverage
No annual deductible
Policy valid for 12 months and is renewable
Valid for national visas and renewals
Not a travel insurance policy
Medical repatriation and repatriation of remains
No clause for termination regarding the insured person reaching a certain age, change of residence permit or loss of residence permit
We meet all of the requirements above in every country we insure. Your insurance certificate might still not mention every single one of them if your country's authorities don't require it. The full terms and conditions, available separately in your account, set out everything your policy includes and excludes in detail.
What if I received a requirement I don't see listed here?
Not every visa requirement authorities ask for is covered in this article, and coverage details can vary by country and by individual case. If you've been asked for something that isn't listed above, check our coverage FAQ for a full breakdown of what's included. If you're still not sure after that, contact us and we will confirm how we meet that requirement.
How do I get my visa-compliance insurance certificate?
Your insurance certificate (usually called Visa compliance confirmation letter or Letter to the immigration office) will be available to download in your account in both the local language and English immediately after sign-up, and it lists whichever of the requirements below the authorities in your selected country ask to see.
Where can I check visa and health insurance requirements?
It's always a good idea to verify your visa or residence permit health insurance requirements with official sources to ensure compliance and avoid delays.
Here are the official sources to verify health insurance requirements for your specific visa type:
Consulate or embassy of your destination country: visit their official website for the latest health insurance requirements, or contact them directly to confirm details.
Immigration lawyers or visa consultants: for complex cases or additional clarity, consulting a legal expert is recommended.